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 12-19-2016, 02:19 Post: 24567
Steve in Buffalo NY



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 re: homeowner insurance

As you can read here, in NY, farm equipment is not a "motor vehicle" and as such does not require registration, insurance, inspection, or a drivers license.

125. Motor vehicles
Every vehicle operated or driven upon a public highway which is propelled
by any power other than muscular power, except (a) electrically-driven
mobility assistance devices operated or driven by a person with a
disability, (b) vehicles which run only upon rails or tracks, (c)
snowmobiles as defined in article forty-seven of this chapter, and (d) all
terrain vehicles as defined in article forty-eight-B of this chapter. For
the purposes of title four, the term motor vehicle shall exclude fire and
police vehicles other than ambulances. For the purposes of titles four and
five the term motor vehicles shall exclude farm type tractors and all
terrain type vehicles used exclusively for agricultural purposes, or for
snow plowing, other than for hire, farm equipment, including
self-propelled machines used exclusively in growing, harvesting or
handling farm produce, and self-propelled caterpillar or crawler-type
equipment while being operated on the contract site.






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